Mississippi Insurance Prelicensing Requirements

MISSISSIPPI INSURANCE PRELICENSING INFORMATION

Mississippi requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete all Study by Topic reading chapters and Study by Topic quizzes. Study by Topic quizzes must be passed with a score of 65% or better. All Study by Topic reading and quizzes must be completed in order and before the simulated exam may be accessed.
  • Complete and pass the simulated exam with a score of 65% or better.
  • After completing the previously mentioned portions of the course, complete and pass the certificate exam with a score of 65% or better with a proctor/disinterested third party present. The disinterested third party chosen by the licensee to monitor your simulated exam must have no financial interest in the success or failure of a licensee maintaining an insurance license and must not be a minor, relative, supervisor, or an employee under your line of supervision.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. Certificate population may be delayed by a short period time due to need for proctor validation.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. You may also schedule over the phone at (888) 293-4222. Your exam fee is $52.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) which must contain your name and photograph. You must also bring with you your certificate of completion.

After the exam, exam results will be available immediately.

Step 4: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) which must contain your name and photograph. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.

After the exam, results will be available immediately.

Step 5: Apply for your license. Mississippi resident applicants may use the online application service at NIPR or Sircon.

Step 6: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

 

Mississippi Life Producer Examination
75 Questions (60 scored, 15 pretest)
Time limit: 2 hours
Passing score: 65%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Completing the Application, Underwriting, and Delivering the Policy 20%
Types of Life Policies20%
Life Policy Provisions, Options and Riders 30%
Taxes, Retirement, and Other Insurance Concepts 13%
STATE LAW
Mississippi Insurance Laws 17%

Mississippi Accident and Health or Sickness Insurance Examination
75 Questions (60 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 65%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Field Underwriting Procedures15%
Types of Policies 23%
Policy Provisions, Clauses, and Riders 33%
Social Insurance 5%
Other Insurance Concepts 7%
STATE LAW
Mississippi Insurance Laws17%

Mississippi Property Insurance Examination
75 Questions (60 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 65%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Insurance Terms and Related Concepts 23%
Policy Provisions and Contract Law 18%
Types of Property Policies 42%
STATE LAW
Mississippi Property Insurance Laws 17%

Mississippi Casualty Insurance Examination
75 Questions (60 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 65%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Insurance Terms and Related Concepts 23%
Policy Provisions and Contract Law 18%
Types of Policies, Bonds, and Related Terms 42%
STATE LAW
Mississippi Casualty Insurance Laws 17%

Mississippi Personal Lines Insurance Examination
75 Questions (60 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 65%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Property and Casualty Insurance Terms and Related Concepts 28%
Policy Provisions and Contract Law 24%
Types Property Policies 9%
Types Casualty Policies 12%
STATE LAW
Mississippi Property and Casualty Insurance Laws 17%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam through the initial registration process after the 24 hour waiting period.

Step 2: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing questions:
Mississippi Insurance Department
1001 Woolfolk State Office Building
501 North West Street
Jackson, MS 39201
Website: www.mid.ms.gov
Phone: (602) 359-3582

For questions about the examination:
Pearson VUE/Mississippi Insurance
Attn: Regulatory Program Coordinator
5601 Green Valley Dr.
Bloomington, MN 55437
Website: www.pearsonvue.com
Phone: (888) 293-4222

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.