Pennsylvania Insurance Prelicensing Requirements

PENNSYLVANIA INSURANCE PRELICENSING INFORMATION

Pennsylvania requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete all Study by Topic reading chapters and Study by Topic quizzes. Study by Topic quizzes must be passed with a score of 70% or better.
  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, PSI. The fastest way to schedule your exam is to do so online at www.psiexams.com. You can also schedule your exam over the phone at (800) 733-9267. The examination fee for single line exams is $43 and the fee for combo exams is $53.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) which must contain your name and photograph and your Certificate of Completion. You will not be able to take your exam if these requirements are not met.

Step 4: Apply for your license. Pennsylvania resident applicants must use the online application service at www.nipr.com.

Be aware that the state of Pennsylvania requires fingerprinting. It is recommended that you complete your licensing application before beginning the fingerprinting process. Candidates must visit the IdentoGO website to schedule their reservation at ueroll.identogo.com or by telephone at (844) 321-2101. You must indicate, when registering online, the service code for the Pennsylvania Insurance Department: 1KG8Q3. The total cost of fingerprinting is $22.60.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all exams take place by computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Pennsylvania Life Insurance Examination
100 Questions – 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 10%
Life Insurance Basics 20%
Life Insurance Policies 17%
Life Insurance Policy Provisions, Riders, and Options 22%
Annuities 12%
Federal Tax Considerations for Life Insurance 5%
Insurance Regulations 14%

Pennsylvania Accident and Health Insurance Examination
100 Questions – 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 10%
Accidental and Health Insurance Basics 10%
Individual Accident and Health Insurance Policy Provisions 13%
Disability Income and Related Insurance 10%
Medical Plans 14%
Group Health Insurance 9%
Dental Insurance 2%
Health Insurance for Senior Citizens and Special Needs Individuals 14%
Federal Tax Considerations for Health Insurance 5%
Insurance Regulation 13%

Pennsylvania Life, Accident and Health Insurance Examination
150 Questions – 2 hours and 50 minutes
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance Concepts 7%
Life Insurance Basics 5%
Types of Life Insurance Policies 8%
Life Insurance Policy Provisions, Options, and Riders 11%
Annuities 6%
Federal Tax Considerations for Life Insurance 3%
Accident and Health Insurance Basics 5%
Individual Accident and Health Insurance Policy Provisions 6%
Disability Income Related Insurance 5%
Medical Plans 4%
Group Health Insurance 2%
Health Insurance for Senior Citizens and Special Needs Individuals 3%
Federal Tax Considerations for Health Insurance 4%
Pennsylvania Laws, Rules, and Regulations 31%

Pennsylvania Property and Allied Lines Insurance Examination
100 Questions – 2 hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 11%
Property Insurance Basics 22%
Dwelling Policy 7%
Homeowners Policy Concepts 16%
Commercial Property Policies 11%
Businessowners Policy 8%
Other Types of Property Insurance 4%
Insurance Regulation 21%

Pennsylvania Casualty Insurance Examination
100 Questions – 2 hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 13%
Casualty Insurance Basics 22%
Auto Insurance 11%
Commercial Package Policy 11%
Businessowners Policy - Liability 8%
Workers Compensation Insurance 8%
Other Types of Casualty Insurance 4%
Insurance Regulation 23%

Pennsylvania Property and Casualty Insurance Examination
150 Questions – 2 hours and 50 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 8%
Property and Casualty Insurance Basics 14%
Dwelling Policy Concepts 4%
Homeowners Policy Concepts 7%
Auto Insurance 15%
Commercial Package Policy (CPP) 16%
Businessowners Policy 3%
Other Types of Property and Casualty Insurance 8%
Insurance Regulation 20%

Pennsylvania Personal Lines Insurance Examination
100 Questions – 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 13%
Property and Casualty Insurance Basics 25%
Dwelling Policy 9%
Homeowners Policy 17%
Auto Policy 15%
Other Types of Property and Casualty Insurance 4%
Insurance Regulations 17%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam after the 24 hour waiting period. You must re-register by following the initial registrations and scheduling steps. You may not reschedule on the same day that you have taken an examination.

Step 2: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

Pennsylvania Insurance Department
Bureau of Licensing and Equipment
1209 Strawberry Square
Harrisburg, Pennsylvania 17120


Phone: (717) 787-3840
Email: ra-in-producer@pa.gov

Website: www.insurance.pa.gov

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.