Tennessee Insurance Prelicensing Requirements

TENNESSEE INSURANCE PRELICENSING INFORMATION

Tennessee requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (800) 274-4957. Your examination fee is $54.

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

IMPORTANT NOTE: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain your photograph. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.

Once you have completed your examination you will be made aware of your results. Examination results may take up to three days to appear on the Tennessee Department of Insurance’s website.

Step 4: Apply for your license. Tennessee resident applicants must use the online application service at www.nipr.com. Additional licensing application guidance may be accessed on the NIPR website.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but most exams are taken on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Tennessee Life-Only Agent Examination
82 Questions (68 scored, 14 pretest) – 105 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
Completing the Application, Underwriting, and Delivering the Policy 18%
Types of Life Policies 18%
Policy Provisions, Riders and Options 26%
Taxes, Retirement, and Other Insurance Concepts 12%
Tennessee Laws, and Departmental Rules Common to All Lines 20%
Tennessee Laws and Departmental Rules Pertinent to Life Insurance Only 6%

Tennessee Accident and Health Agent Examination
82 Questions (68 scored, 14 pretest) – 105 minutes
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
Field Underwriting Procedures 13%
Types of Health Policies 21%
Health Policy Provisions, Clauses and Riders 29%
Social Insurance 4%
Other Health Insurance Concepts 6%
Tennessee Laws and Departmental Rules Common to All Lines 21%
Tennessee Laws and Departmental Rules Pertinent to Accident and Health Insurance Only 6%

Tennessee Property Insurance Examination
82 Questions (68 scored, 14 pretest) – 1 hour and 45 minutes
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
Property Insurance Terms and Related Concepts 21%
Policy Provisions and Contract Law 16%
Types of Policies 37%
Tennessee Laws and Departmental Rules Common to All Lines 21%
Tennessee Laws and Departmental Rules Pertinent to Property Insurance Only 5%

Tennessee Casualty Insurance Examination
82 Questions (68 scored, 14 pretest) – 1 hour and 45 minutes
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
Insurance Terms and Related Concepts 21%
Casualty Policy Provisions 16%
Types of Policies, Bonds, and Related Terms 37%
Tennessee Laws and Departmental Rules Common All Lines 21%
Tennessee Laws and Departmental Rules Pertinent to Casualty Insurance Only 5%

Tennessee Personal Lines Insurance Examination
117 Questions (100 questions, 17 pretest)– 2 Hours
Passing Score: 70%

CHAPTER PERCENTAGE OF EXAM
Property and Casualty Insurance Terms and Related Concepts 28%
Property and Casualty Policy Provisions and Contract Law 24%
Types of Property Policies 10%
Types of Casualty Polices 13%
Tennessee Laws and Departmental Rules Common to All Lines 14%
Tennessee Laws and Departmental Rules for Personal Lines Only 11%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In Tennessee, applicants who fail for the first time must wait ten days before retaking the examination. After each attempt that follows an applicant must wait thirty days before retaking the exam. If you don’t pass the licensing exam within 6 months of the first attempt, prelicensing education requirements must be repeated.

Step 2: Reschedule your exam after the 24 hour waiting period. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?


ExamFX recommends that you contact your Department of Insurance or testing center directly.

Tennessee Department of Commerce and Insurance
Producer Licensing Section
500 James Robertson Parkway
Nashville, TN 37243-1134

Phone: (615) 741-2693 or (888) 416-0868

Website: www.tn.gov/commerce/insurance

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.