Utah Insurance Prelicensing Requirements

UTAH INSURANCE PRELICENSING INFORMATION

Utah does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, Prometric. You may also schedule over the phone at (888) 226-8740. Your exam may be taken at a physical Prometric examination center or via a remote online proctored exam. Exam fees must be paid at the time of reservation.

If you need to reschedule your exam, you must do so at least 24 hours prior to your testing appointment or you will forfeit your examination fee.

Step 3: Take and pass your state licensing exam. On the day of your appointment you must bring with you a valid form of government issued identification (driver’s license, passport, military I.D., etc.), one of which must contain a photograph and a signature. (if not you must present two identification cards: one with your photo and one with your signature). You will not be able to take your exam if these requirements are not met.

Security measures are taken for all testing methods. Restrictions on what you may bring with you to the testing center, into the testing room, and what you may wear will be enforced. For more detailed information about the security measures that will be taken during your testing appointment, please read and review the candidate bulletin offered at Prometric.

If you pass, you will receive a successful score report. If you do not pass, you will receive a report indicating your strengths and weaknesses by examination type.

NOTE: Be aware that the state of Utah requires license candidates to submit fingerprints to the Department of Insurance.

FINGERPRINTING AND LICENSE APPLICATION: The Department requires all individuals applying for a resident insurance license to be fingerprinted. please read and review the candidate bulletin offered at Prometric for detailed information regarding the fingerprinting process.

Step 4: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Utah Life Insurance Examination
100 Total Questions
Time limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 10%
Life Insurance Basics 20%
Life Insurance Policies 10%
Life Insurance Policy Provisions, Options and Riders 18%
Annuities 18%
Federal Tax Considerations for Life Insurance and Annuities 9%
Qualified Plans 5%
Insurance Regulation 10%

Utah Accident and Health Insurance Examination
100 Total Questions
Time limit: 120 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 5%
Accident and Health Insurance Basics 30%
Dental Insurance 2%
Disability Income and Related Insurance 2%
Medical Plans 18%
Group Accident and Health Insurance 21%
Medicare 6%
Long Term Care Insurance 7%
Federal Tax Considerations for Health Insurance 2%
Insurance Regulation 7%

Utah Life, Accident and Health Insurance Examination
150 Total Questions
Time limit: 150 minutes
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 5%
Life Insurance Basics 7%
Life Insurance Policies 7%
Life Insurance Policy Provisions, Options and Riders 9%
Annuities 9%
Qualified Plans 4%
Accident and Health Insurance Provisions 12%
Disability Income and Related Insurance 2%
Medical Plans 10%
Group Accident and Health Insurance 10%
Medicare 4%
Long-Term Care Insurance 4%
Federal Tax Considerations for Life Insurance and Annuities 7%
Federal Tax Considerations for Accident and Health Insurance 2%
Dental Insurance 1%
Insurance Regulation 7%

Utah Property Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 13%
Property and Casualty Insurance Basics 16%
Dwelling Policy 8%
Homeowners Policy 17%
Commercial Package Policies 14%
Businessowners Policy 15%
Other Coverages and Options 4%
Insurance Regulation 13%

Utah Casualty Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 11%
Property and Casualty Insurance Basics 13%
Auto Insurance 14%
Homeowners Policy 14%
Commercial Package Policy 10%
Businessowners Policy 10%
Workers Compensation Insurance 9%
Other Coverages and Options 8%
Insurance Regulation 11%

Utah Property and Casualty Insurance Examination
150 Total Questions
Time limit: 150 minutes
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 10%
Property and Casualty Insurance Basics 12%
Dwelling Policy 4%
Homeowners Policy 12%
Auto Insurance 13%
Commercial Package Policies (CPP) 11%
Businessowners Policy 8%
Workers Compensation Insurance 11%
Other Coverages and Options 8%
Insurance Regulation 11%

Utah Personal Lines Insurance Examination
100 Total Questions
Time limit: 120 minutes
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 10%
Property and Casualty Insurance Basics 26%
Dwelling Policy 10%
Homeowners Policy 19%
Auto Insurance 19%
Other Coverages and Options 6%
Insurance Regulation 10%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam after the 24 hour waiting period. You must reregister by following the initial registrations and scheduling steps.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
Utah Insurance Department
State Office Building Ste 3110 / Capitol Hill Complex
450 N State St
Salt Lake City UT 84114-6901
(801)538-3800
https://insurance.utah.gov/

For examination information:
Prometric
7941 Corporate Drive
Nottingham, MD 21236
(888) 226-8740
www.prometric.com/utah/insurance

For questions about Remote Proctored exams
Email: [email protected]

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.