Vermont Insurance Prelicensing Requirements

VERMONT INSURANCE PRELICENSING INFORMATION

Vermont does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam online with your state’s testing provider, Prometric. You may also schedule over the phone at (800) 868-6113.

If you need to reschedule your exam, you must do so at least 24 hours prior to your testing appointment or you will forfeit your examination fee. If you are cancelling your appointment, you must do so at least three calendar days prior to your appointment.

Contact Prometric or review your candidate bulletin for pricing information or further details. https://www.prometric.com/en-us/clients/insurance/Pages/vermont.aspx

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

At the end of your exam, you will receive a score report with an overall score and grade, including the numerical percentage of questions answered correctly and whether you passed or failed.

Step 4: Apply for your license with NIPR. You must wait 48 hours after passing your examination in order to successfully apply for your license.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

Vermont Life Insurance Examination
100 Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 11%
Life Insurance Basics 17%
Life Insurance Policies 16%
Life Insurance Policy Provisions, Options and Riders 13%
Annuities 20%
Qualified Plans 3%
Federal Tax Considerations for Life Insurance and Annuities 6%
Insurance Regulation 14%

Vermont Health Insurance Examination
100 Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 5%
Health Insurance Basics 11%
Health Insurance Policy General Provisions 11%
Disability Income and Related Insurance 10%
Medical Plans 18%
Health Maintenance Organizations (HMOs) 8%
Group Health Insurance 10%
Insurance for Senior Citizens and Special Needs Individuals 13%
Federal Tax Considerations for Health Insurance 9%
Insurance Regulation 5%

Vermont Life, Accident and Health and HMO Insurance Examination
150 Questions
Time limit: 2.5 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 4%
Life Insurance Basics 9%
Life Insurance Policies 9%
Life Insurance Policy Provisions, Options and Riders 7%
Annuities 8%
Qualified Plans 2%
Federal Tax Considerations for Life Insurance and Annuities 6%
Health Insurance Basics 6%
Health Insurance Policy General Provisions 6%
Disability Income and Related Insurance 6%
Medical Plans 9%
Health Maintenance Organizations (HMOs) 7%
Group Health Insurance 5%
Insurance for Senior Citizens and Special Needs Individuals 6%
Federal Tax Considerations for Health Insurance 5%
Insurance Regulation 5%

Vermont Property Insurance Examination
100 Total Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENTAGE OF EXAM
General Insurance 9%
Property Insurance Basics 13%
Dwelling Policy 7%
Homeowners Policy 22%
Auto Insurance 7%
Commercial Package Policy (CPP) 14%
Businessowners Policy 13%
Other Coverages and Options 5%
Insurance Regulation 10%

Vermont Casualty Insurance Examination
100 Questions
Time limit: 2 hours
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 9%
Casualty Insurance Basics 12%
Homeowners Policy 17%
Auto Insurance 21%
Commercial Package Policy (CPP) 9%
Businessowners Policy 8%
Workers Compensation Insurance 7%
Other Coverages and Options 7%
Insurance Regulation 10%

Vermont Property and Casualty Insurance Examination
150 Questions
Time limit: 2.5 hours
Passing score: 70%

CHAPTER PERCENT OF EXAM
General Insurance 9%
Property and Casualty Insurance Basics 10%
Dwelling Policy 5%
Homeowners Policy 17%
Auto Insurance 21%
Commercial Package Policy (CPP) 8%
Businessowners Policy 6%
Workers Compensation Insurance 7%
Other Coverages and Options 7%
Insurance Regulation 10%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam after the 24 hour waiting period. You must reregister by following the initial registrations and scheduling steps.

Step 2: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
Vermont Department of Financial Regulation
89 Main Street
Montpelier, VT 05620-3101
Phone: 802.828.3303
Web site: www.vermontinsuranceagent.info

For examination information:
Prometric
Website: www.prometric.com/vermont/insurance
E-mail: [email protected]
Tel: (800) 868-6113
Fax: (800) 347-9242
TDD User: (800) 790-3926

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.