Virginia Insurance Prelicensing Requirements

VIRGINIA INSURANCE PRELICENSING INFORMATION

Virginia does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete an optional prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Obtain a Criminal History Record Report (CHRR). Contact the Virginia State Police at (804) 674-2131 or visit the Virginia State Police website. Further directions about completing the form may be found on the form.

Step 3: Schedule your exam with your state’s testing provider, Pearson VUE, online by clicking here. You may also schedule over the phone at (800) 204-6272. Your exam fee will be $51 per examination.

Step 4: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and a signature. You will not be able to take your exam if these requirements are not met.

At the end of your exam, you will receive a score report marked “pass” or “fail.”

Step 5: Apply for your license with Sircon. Attach the CHRR with all related documents to the application.

Step 6: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

Virginia Life Insurance Examination
105 Questions (90 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Completing the Application, Underwriting, and Delivering the Policy13%
Types of Life Policies 13%
Life Policy Provisions, Riders and Options 20%
Taxes, Retirement, and Other Insurance Concepts 9%
STATE LAW
Virginia Statutes and Regulations Common to All Lines 28%
Virginia Statutes and Regulations Pertinent to Life Only 17%

Virginia Health Insurance Examination
105 Questions (90 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Field Underwriting Procedures 10%
Types of Health Policies 16%
Health Policy Provisions, Clauses, and Riders 22%
Social Insurance 3%
Other Health Insurance Concepts 4%
STATE LAW
Virginia Statutes and Regulations Common to All Lines 28%
Virginia Statutes and Regulations Pertinent to Health Only 14%

Virginia Life and Health Insurance Examination
150 Questions (140 scored, 10 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Completing the Application, Underwriting, and Delivering the Policy9%
Types of Life Policies 9%
Life Policy Riders, Provisions, Options, and Exclusions 13%
Taxes, Retirement, and Other Insurance Concepts 6%
Field Underwriting Procedures 6%
Types of Health Policies 10%
Health Policy Provisions, Clauses, and Riders 14%
Social Insurance 2%
Other Health Insurance Concepts 3%
STATE LAW
Virginia Statutes and Regulations Common to All Lines 16%
Virginia Statutes and Regulations Pertinent to Life Only 5%
Virginia Statutes and Regulations Pertinent to Health Only 7%

Virginia Property and Casualty Insurance Examination
145 Total Questions (135 scored, 10 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Insurance Terms and Related Concepts 20%
Policy Provisions and Contract Law 16%
Types of Property Policies 19%
Types of Casualty Polices, Bonds, and Related Terms 19%
STATE LAW
Virginia Statutes and Regulations Common to All Lines 19%
Virginia Statutes and Regulations Pertinent to Property and Casualty Only 7%

Virginia Personal Lines Insurance Examination
118 Questions (107 scored, 11 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
GENERAL KNOWLEDGE
Insurance Terms and Related Concepts 26%
Policy Provisions and Contract Law 22%
Types of Property Policies 9%
Types of Casualty Polices 12%
STATE LAW
Virginia Statutes and Regulations Common to All Lines 24%
Virginia Statutes and Regulations Pertinent to Personal Lines Only 7%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. After the third time of failing the exam, Virginia law requires a 30-day waiting period before retaking the exam.

Step 2: Reschedule your exam after the 24 hour waiting period. You must reregister by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
Bureau of Insurance
Agents Licensing Section
Richmond, VA 23218
Phone (804) 371-9631
Email AgentLicensing@scc.virginia.gov
Website: www.scc.virginia.gov/boi

For examination information:
Pearson VUE Virginia Insurance
Attn: Regulatory Program
5601 Green Valley Dr.
Bloomington, MN 55437
Phone (888) 204-6272
Email pearsonvuecustomerservice@pearson.com
Website: www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.