West Virginia Insurance Prelicensing Requirements

WEST VIRGINIA INSURANCE PRELICENSING INFORMATION

West Virginia requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (800) 274-2614. Your examination fee is $88.

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and your certificate of completion. You will not be able to take your exam if these requirements are not met.

Be aware that the state of West Virginia requires fingerprinting with your insurance agent licensing application. Fingerprinting requirements should be met after the licensing exam is taken and passed as they are valid for only 30 days after the printing has taken place. Candidates must contact MorphoTrust to schedule their reservation at an IndentoGo center by calling (855) 766-7746 or at www.identogo.com. You must indicate that your fingerprints are to be sent to the West Virginia Insurance Commission. Obtain a receipt that contains the 12-digit TCN number that must be submitted along with your license application. The total cost of fingerprinting is $44.50.

Step 4: Apply for your license. West Virginia resident applicants must use the online application service at www.nipr.com. Fax a copy of your fingerprint receipt from IdentoGo to the Agent Licensing Division at (304) 558-4966.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

West Virginia Life Insurance Examination
94 Questions – 2 hours
Passing score: 70%

CHAPTER PERCENT OF EXAM
GENERAL KNOWLEDGE:
Completing the Application, Underwriting, and Delivering the Policy 15%
Types of Life Policies 15%
Life Policy Provisions, Options, and Riders 24%
Taxes, Retirement and Other Insurance Concepts 10%
STATE LAW:
West Virginia Laws, Rules and Regulations Common to All Lines 27%
West Virginia Laws, Rules and Regulations Pertinent to Life Only 9%

West Virginia Accident and Health Examination
96 Questions – 2 hours

CHAPTER PERCENT OF EXAM
General Insurance
Field Underwriting Procedures 11%
Types of Health Policies 18%
Health Policy Provisions, Clauses and Riders 25%
Social Insurance 4%
Other Health Insurance Concepts 5%
STATE LAW:
West Virginia Laws, Rules and Regulations Common to All Lines 26%
West Virginia Laws, Rules and Regulations for Accident and Sickness Only 5%

West Virginia Property Insurance Examination
95 Questions – 2 hours
Passing Score: 70%

CHAPTER PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts 18%
Policy Provisions and Contract Law 14%
Types of Policies 31%
STATE LAW:
West Virginia Laws, Rules and Regulations Pertinent to Property Insurance 37%

West Virginia Casualty Insurance Examination
95 Questions – 2 hours
Passing Score: 70%

CHAPTER PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts 19%
Policy Provisions 15%
Types of Policies, Bonds, and Related Terms 29%
STATE LAW:
West Virginia Laws, Rules and Regulations Pertinent to Casualty Insurance 37%

West Virginia Property & Casualty Examination
168 Questions – 3.5 hours
Passing Score: 70%

CHAPTER PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts 20%
Policy Provisions and Contract Law 16%
Types of Property Policies 18%
Types of Casualty Policies, Bonds, and Related Terms 18%
STATE LAW:
West Virginia Laws, Rules and Regulations for Property and Casualty 28%

West Virginia Personal Lines Insurance Examination
124 Questions – 2.5 hours

CHAPTER PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts 25%
Policy Provisions 21%
Types of Property Policies 9%
Types of Casualty Policies 11%
STATE LAW:
West Virginia Laws, Rules and Recognition Pertinent to Personal Lines Insurance 34%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In West Virginia, if a candidate takes a combination exam and fails only one part of the exam they are still required to retake the same combined exam. Candidates must wait at least 24 hours before reregistering to take an exam after failing.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.