West Virginia Insurance Prelicensing Requirements

Register for your West Virginia insurance prelicensing exam prep here:

Register Now

Updated June 6, 2024

ExamFX Provider # 15352



West Virginia requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.

Life20 hours
Health20 hours
Property & Casualty40 hours
Personal Lines20 hours

West Virginia requires 20 hours of prelicensing education for each line of authority; and 40 hours for dual line of authority.

To earn your certificate of completion:

  • Read every chapter. We recommend scoring 70% or better on each chapter quiz before progressing to the next chapter.
  • Spend at least 20 hours studying for each line of authority.
  • Score 70% or better on a Practice Exam (Learning Mode or Exam Mode)- recommended.
  • Score 70% or better on the Certificate Exam and complete the end of exam attestation.


Your exam will be based on the West Virginia exam outline, which can be found in Pearson VUE's Candidate Handbook.


ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.


Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account. The certificate is valid for six (6) months.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com or call (800) 274-2614. There will be a fee to take the examination.

To change or cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass your state licensing exam. On the day of your appointment, you must bring with you two valid forms of government-issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and your certificate of completion. You will not be able to take your exam if these requirements are not met.

West Virginia requires fingerprinting with your insurance agent licensing application. Fingerprinting requirements should be met after the licensing exam is taken and passed as they are valid for only 30 days after the printing has taken place. Candidates must contact MorphoTrust to schedule their reservation at an IndentoGO center by calling (855) 766-7746 or at www.identogo.com. You must indicate that your fingerprints are to be sent to the West Virginia Insurance Commission. Obtain a receipt that contains the 12-digit TCN number that must be submitted along with your license application. There is a fee for fingerprinting.

Step 4: Apply for your license. West Virginia resident applicants must use the online application service at NIPR. Fax a copy of your fingerprint receipt from IdentoGo to the Agent Licensing Division at (304) 558-4966.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

The West Virginia Office of the Insurance Commissioner website can be found here.

  • Select the Producers/Agents button.
  • Scroll down to the Resident Producers section and select "Apply for a License".
  • In item #2 click on the link for the Insurance Licensing Examination Candidates Handbook.
  • On the left side of the screen locate and click on Content Outlines.
  • Click on the Content Outlines button to access the Examination Content Outlines.


Additional reference materials can be located under the Legal Authority tab located at www.wvinsurance.gov.

  • Insurance Rules – Chapter 114–01 thru 114-98
  • State Code – Chapter 33 - Insurance



Your exam experience is dependent on the line of authority you are testing for, but all licensing exams will be multiple-choice and take place on a computer. Review the exam summaries below. The exam content outlines can be found on the testing provider's website using the link near the top of this page.

The breakdown of testing topics can be found here.

  1. The number of questions on your exam
  2. The time limit
  3. The score that you must achieve to pass the exam


West Virginia Life Insurance Examination

89 Total Questions (78 scored, 11 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our West Virginia Life exam prep course.


West Virginia Health Examination

91 Total Questions (80 scored, 11 pretest)
Time Limit: 2 Hours
Passing Score: 70%

Train for your test with our West Virginia Health exam prep course.


West Virginia Property & Casualty Examination

158 Total Questions (140 scored, 18 pretest)
Time Limit: 3.5 Hours
Passing Score: 70%

Train for your test with our West Virginia Property and Casualty exam prep course.


West Virginia Personal Lines Insurance Examination

118 Total Questions (113 scored, 5 pretest)
Time Limit: 2.5 Hours
Passing Score: 70%

Train for your test with our West Virginia Personal Lines exam prep course.


ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
West Virginia Offices of the Insurance Commissioner
Licensing and Education 
P.O. Box 50540
Charleston, WV 25305-0540
Website:  www.wvinsurance.gov

For examination information:
Pearson VUE West Virginia Insurance
Attn: Regulatory Program
5601 Green Valley Drive
Bloomington, MN  55437
Phone (800) 274-2614
Website:  www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant with their state's requirements.

Register for your West Virginia insurance prelicensing exam prep here:

Register Now