West Virginia Insurance Prelicensing Requirements

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WEST VIRGINIA INSURANCE PRELICENSING INFORMATION

West Virginia requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will issue a certificate of completion which you may download and print from your online ExamFX account.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (800) 274-2614. Your examination fee is $88.

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

Important: When you register for ExamFX prelicensing courses, schedule your license exam, and/or apply for your license it is important to use the same name that appears on the identification forms you plan to present at the time of your testing appointment.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph and your certificate of completion. You will not be able to take your exam if these requirements are not met.

Be aware that the state of West Virginia requires fingerprinting with your insurance agent licensing application. Fingerprinting requirements should be met after the licensing exam is taken and passed as they are valid for only 30 days after the printing has taken place. Candidates must contact MorphoTrust to schedule their reservation at an IndentoGo center by calling (855) 766-7746 or at www.identogo.com. You must indicate that your fingerprints are to be sent to the West Virginia Insurance Commission. Obtain a receipt that contains the 12-digit TCN number that must be submitted along with your license application. The total cost of fingerprinting is $44.50.

Step 4: Apply for your license. West Virginia resident applicants must use the online application service at www.nipr.com. Fax a copy of your fingerprint receipt from IdentoGo to the Agent Licensing Division at (304) 558-4966.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

 

The West Virginia Office of the Insurance Commissioner website can be found at the following link: wvinsurance.gov.

 

  • Select the Producers/Agents button.
  • Scroll down to the Resident Producers section and select Apply for a License.
  • In item #2 click on the link for the Insurance Licensing Examination Candidates Handbook.
  • On the left side of the screen locate and click on Content Outlines.
  • Click on the Content Outlines button to access the Examination Content Outlines.


Additional reference materials can be located under the Legal Authority tab located at wvinsurance.gov.

Insurance Rules – Chapter 114–01 thru 114-98
State Code – Chapter 33 - Insurance

 

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 


West Virginia Life Insurance Examination

89 Total Questions (78 scored, 11 pretest) – Time Limit: 2 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
 
GENERAL KNOWLEDGE: 
Completing the Application, Underwriting, and Delivering the Policy 16%
Types of Life Policies19%
Life Policy Provisions, Options and Riders19%
Retirement and Other Insurance Concepts10%
STATE LAW: 
West Virginia Laws, Rules and Regulations Common to All Lines27%
West Virginia Laws, Rules and Regulations Pertinent to Life Only9%

Train for your test with our West Virginia Life exam prep course.


West Virginia Accident and Health Examination

91 Total Questions (80 scored, 11 pretest) - Time Limit: 2 hours

Passing Score: 70%

CHAPTERPERCENT OF EXAM
 
GENERAL KNOWLEDGE: 
Field Underwriting Procedures10%
Types of Health Policies20%
Health Policy Provisions, Clauses and Riders19%
Social Insurance8%
Other Health Insurance Concepts6%
STATE LAW: 
West Virginia Laws, Rules and Regulations Common to All Lines26%
West Virginia Laws, Rules and Regulations for Accident and Sickness Only11%

Train for your test with our West Virginia Health exam prep course.


West Virginia Property Insurance Examination

90 Total Questions (80 scored, 10 pretest) - Time Limit: 2 hours
Passing Score: 70%

CHAPTERPERCENT OF EXAM
 
GENERAL KNOWLEDGE: 
Insurance Terms and Related Concepts19%
Policy Provisions and Contract Law16%
Types of Policies28%
STATE LAW: 
West Virginia Laws and Rules Pertinent to Property Insurance37%

West Virginia Casualty Insurance Examination

90 Total Questions (80 scored, 10 preset) - Time Limit: 2 hours
Passing Score: 70%

CHAPTERPERCENT OF EXAM
 
GENERAL KNOWLEDGE: 
Insurance Terms and Related Concepts19%
Policy Provisions15%
Types of Policies, Bonds, and Related Terms29%
STATE LAW: 
West Virginia Laws and Rules Pertinent to Casualty Insurance37%

West Virginia Property & Casualty Examination

158 Total Questions (140 scored, 18 pretest) - Time Limit: 3.5 hours
Passing Score: 70%

CHAPTERPERCENT OF EXAM
 
GENERAL KNOWLEDGE: 
Insurance Terms and Related Concepts21%
Policy Provisions and Contract Law18%
Types of Property Policies16%
Types of Casualty Policies, Bonds, and Related Terms16%
STATE LAW:  
West Virginia Laws and Rules Pertinent to Property and Casualty Insurance29%

Train for your test with our West Virginia Property and Casualty exam prep course.


West Virginia Personal Lines Insurance Examination

118 Total Questions (113 scored, 5 pretest) – Time Limit: 2.5 hours

Passing Score: 70%

CHAPTERPERCENT OF EXAM
 
GENERAL KNOWLEDGE: 
Insurance Terms and Related Concepts25%
Policy Provisions and Contract Law21%
Types of Property Policies9%
Types of Casualty Policies11%
STATE LAW:
West Virginia Laws and Rules Pertinent to Personal Lines Insurance34%

Train for your test with our West Virginia Personal Lines exam prep course.


I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In West Virginia, if a candidate takes a combination exam and fails only one part of the exam they are still required to retake the same combined exam. Candidates must wait at least 24 hours before reregistering to take an exam after failing.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at [email protected] to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.


Register for your West Virginia insurance prelicensing exam prep here:

Register Now