Missouri Insurance Prelicensing Requirements

MISSOURI INSURANCE PRELICENSING INFORMATION

Missouri does not require licensing candidates to complete prelicensing education; however, ExamFX highly recommends that you complete an educational course before attempting to take your state’s licensing exam.

WHAT’S IN MY COURSE?

Navigate to ExamFX’s home page and select the line of authority you’re interested in to learn more about our comprehensive insurance training packages.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1 (optional): Complete a prelicensing course that helps prepare you to take and pass your licensing exam.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online at www.pearsonvue.com. You can also schedule your exam over the phone at (866) 247-4740. Your examination fee is $49 for a combination exam and $39 for single line or limited line exams.

To change of cancel your testing appointment, you must contact Pearson VUE at least 48 hours in advance or forfeit the examination fee.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain a photograph. You will not be able to take your exam if these requirements are not met.

 

Step 4: Submit the NAIC Uniform Application for Individual Insurance Producer License after the waiting period of 24 hours. You can do so through NIPR.

When you complete your exam a score report will be provided marked “pass” or “fail.” If you pass you will receive more information on how to apply for your license at that time.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for but all licensing exams will be multiple choice and take place on a computer. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

Missouri Life Insurance Examination
110 Questions (90 scored, 20 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE:
Completing the Application, Underwriting, and Delivering the Policy 13%
Types of Life Policies 13%
Life Policy Provisions, Riders and Options 20%
Taxes, Retirement and Other Insurance Concepts9%
STATE LAW:
Missouri Rules and Regulations Common to All Lines23%
Missouri Rules and Regulations Pertinent to Life Insurance Only22%

Missouri Accident & Health Insurance Examination
110 Total Questions (90 scored, 20 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL INSURANCE:
Field Underwriting 10%
Types of Health Policies16%
Health Policy Provisions, Clauses and Riders22%
Social Insurance3%
Other Health Insurance Concepts4%
STATE LAW:
Missouri Rules and Regulations Common to All Lines23%
Missouri Rules and Regulations Pertinent to Health Only22%

Missouri Life and Accident & Health Insurance Examination
170 Questions (145 scored, 25 pretest)
Time limit: 2.5 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE:
Completing the Application, Underwriting, and Delivering the Policy8%
Types of Life Policies8%
Life Policy Riders, Provisions, Options, and Exclusions13%
Taxes, Retirement, and Other Insurance Concepts6%
Field Underwriting Procedures6%
Types of Health Policies10%
Health Policy Provisions, Clauses, and Riders14%
Social Insurance2%
Other Health Insurance Concepts3%
STATE LAW:
Missouri Rules and Regulations Common to All Lines13%
Missouri Rules and Regulations Common to Life Only 8%
Missouri Statutes, Rules and Regulations Common to Accident and Health Only 10%

Missouri Property Insurance Examination
110 Questions (90 scored, 20 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE:
Property Insurance Terms and Related Concepts15%
Policy Provisions and Contract Law12%
Types of Property Policies28%
STATE LAW:
Missouri Statutes, Rules and Regulations Common to All Lines Insurance28%
Missouri Statutes, Rules and Regulations Pertinent to Property Insurance Only 17%

Missouri Casualty Insurance Examination
110 Questions (90 scored, 20 pretest)
Time limit: 2 hours
Passing score: 70%

CHAPTERPERCENT OF EXAM
GENERAL KNOWLEDGE:
Casualty Insurance Terms and Related Concepts15%
Casualty Policy Provisions12%
Types of Casualty Policies, Bonds, and Related Terms28%
STATE LAW:
Missouri Statutes, Rules and Regulations Common to All Lines28%
Missouri Statutes, Rules and Regulations Pertinent to Casualty Insurance Only 17%

Missouri Property and Casualty Insurance Examination
170 Questions (140 scored, 30 pretest)
Time limit: 3 hours
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts20%
Policy Provisions and Contract Law 16%
Types of Property Policies18%
Types of Casualty Policies, Bonds, and Related Terms18%
STATE LAW:
Missouri Statutes, Rules and Regulations Common to All Lines14%
Missouri Statutes, Rules and Regulations Pertinent to Property Insurance Only 7%
7%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Be aware of retake limitations and rules. In Missouri, candidates must wait at least 24 hours before reregistering to take an exam after failing. Candidates must schedule their first or second retake at least 7 days after the date of failure. The third and subsequent attempts must take place at least 6 months from the date of the second retake.

Step 2: Reschedule your exam. You must re-register by following the initial registrations and scheduling steps.

Step 3: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 4: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing information please contact:
Missouri Department of Insurance, Financial Institutions and Professional Regulation
P.O. Box 690
Jefferson City, MO 65102-0690
(573) 751-3518
Website: www.insurance.mo.gov

For licensing exams:
Pearson VUE Missouri Insurance
Attn: Regulatory Program
5601 Green Valley Dr.
Bloomington, MN 55437
Phone: (866) 274-4740
Email: pearsonvuecustomerservice@pearson.com
Website: www.pearsonvue.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.