Skip to content
Redeem Voucher
EFX-Logo-Color-Primary

Select Your State

Login

EFX-Logo-Color-Primary

Business

Manager Login

Compare Prelicensing Providers

Compare ExamFX to others in the industry.

Insurance Prelicensing Comparison Guide

When it comes to preparing for your insurance licensing exam, ExamFX is the trusted choice for millions of professionals nationwide. With an impressive 93% pass rate, a pass guarantee on all insurance courses, and flexible learning formats, ExamFX consistently delivers outstanding results. Our interactive study tools, unlimited practice exams, and dedicated instructor support ensure that you are not only prepared but also fully confident going into exam day.

To aid your licensing journey, we evaluated the most affordable exam prep course packages offered by popular prelicensing providers for the California Property & Casualty Exam, where selecting a course was necessary, unless specified otherwise.

 


ExamFX


Kaplan
A.D. Banker
Xcel

IncludedTrustPilot Rating

4.6 stars (2)
4.6/5

4.2 stars
4.2/5

4.2 stars
4.2/5

 2.9 stars
2.9/5

IncludedPass Rate

98%

Property & Casualty

90%

Property & Casualty

90%

Overall

81%

Overall

IncludedPass Guarantee available for all insurance courses at any package level

Vector (2)-4

 

Img (6)-3
Not available for Basic & Essential packages

 Vector (2)-4

 

 Vector (2)-4

IncludedPass Guarantee: Number of days within failed attempt, the refund is honored

30 days

14 days

 14 days 2 days

IncludedPass Guarantee: Required final practice exam score to qualify for the guarantee 

80%

80%

 80% 85%

IncludedA variety of practice exams available, including: Practice/Learning Mode and Testing Mode

Vector (2)-4

Img (6)-3
Mastery exam not available in Online Course package

Img (6)-3

yellow-check


Offers three
exam simulators

IncludedFocused Exams: Dynamically generated exams to focus on learner weaknesses.

Vector (2)-4

Img (6)-3

Img (6)-3

 Img (6)-3

IncludedNumber of courses available in Spanish

31

2

Vector (2)-4

Many courses are available, the 
exact number is unclear

Img (6)-3

 

IncludedInstructor Phone Support

Vector (2)-4

Img (6)-3

 Img (6)-3 Img (6)-3

Instructor Email Support

Vector (2)-4

Response within 1 business day

Vector (2)-4Response within 2 business days

 

question-line

Support from "licensing specialists" is available

 Img (6)-3

IncludedSmaller Textbook Size

250-300 pages, L&H

502 pages, L&H

 Img (6)-3 Img (6)-3

IncludedCertificate Requirements Built into Course Constraints

Vector (2)-4

Vector (2)-4

 Img (6)-3 Img (6)-3

IncludedVideo Lectures Available

Img (6)-3

Vector (2)-4

 Vector (2)-4 Vector (2)-4

IncludedLive Instruction Available

Img (6)-3

Img (6)-3

Not available in
Online Course package.

 Vector (2)-4 Vector (2)-4

Included

Img (6)-3

Illinois only in the
LOSP Package

yellow-check

EssentialPlus package
and higher

 Img (6)-3 Vector (2)-4

IncludedAccess Period

60 days

90 days

 60 days

30-60 days

30-day access to the pre-licensing course & then 30 days for the prep review course & exam simulators

IncludedStarting Price

$169.95

Per Course

$79.00

Per Course

$169.95

Per Course

$199.00

Per Course

 

For Managers

 


IncludedKick Off Calls and Coaching Calls

Vector (2)-4

Vector (2)-4

 

question-line

 Unknown

 

question-line

 Unknown

IncludedAlerts and Remediation

Vector (2)-4

 

question-line

Unknown

 

question-line

 Unknown

question-line

 Unknown

IncludedAbility to Communicate with Candidates 

 Vector (2)-4

 question-line

 Unknown
 

 

question-line

 Unknown

 

question-line

 Unknown

IncludedAbility to Receive Data in Multiple Formats 

Vector (2)-4

question-line

 Unknown

question-line

 Unknown

question-line

 Unknown

IncludedManager Training and Guidance 

Vector (2)-4

 

Vector (2)-4

 


Vector (2)-4

 

question-line

 Unknown


IncludedPredictive Data 

Vector (2)-4

 

question-line

Unknown

 

question-line

 Unknown


 

question-line

 Unknown

 

All trademarks, logos, and brand names are the property of their respective owners. This comparison is based on publicly available information as of October 2025 and is intended for informational purposes only. ExamFX does not claim affiliation with or endorsement by any competitor mentioned. Comparisons are made in good faith and are not intended to mislead or disparage.

testimonial-img1.png
  • What Our Learners Say

Testimonials From Real Learners Like You

9.5+ million learners have relied on ExamFX for their prelicensing needs

List

Best learning experience, ever. The program gave options and different ways to learn the exam [content], which made everything that seemed so very complex at the beginning so simple in the end. I would definitely recommend ExamFX to anyone whose serious about preparing for insurance."

Valerie

Life & Health Exam

List

Love the ease in which the material is delivered.  I simply followed their structured study plan and passed my exam, no problem.  

Bruce

List

I passed! The practice exams were spot on compared with two other major test prep   providers. I still can’t believe I scored an 87.  Thank you!”

Joel

List

I felt very prepared for my exams after studying with the ExamFX courses.

Alex

Ready to Get Started?

Join millions of successful professionals who chose ExamFX for superior training quality, unmatched support, and industry-leading outcomes.

Background (25)

93% Pass Rate

Industry-leading success rates

Background (26)

Friendly Support

Here to help by phone, email and chat.

Background (27)

More Features

= More Value