Hawaii Insurance Continuing Education Courses and Requirements

Updated May 11, 2024

ExamFX Provider #237346



The following courses are currently available for Hawaii:

Course NameCredit HoursLine of Authority
Ethical Practices: Avoiding E&O Claims3.00Property/Casualty
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
Anti-Money Laundering: Ethical Decision Making for Insurance3.00LAH Ethics
Principles of Life and Health Insurance12.00Life/Health
Indexed Product Training4.00Life/Health 
Distribution Planning4.00Life/Health
Front Line Fraud Prevention3.00Property/Casualty
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Long Term Care Certification Training8.00Life/Health
Long Term Care Certificate Refresher4.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability and Best Interest Standard Training4.00Life/Health/Annuity
NFIP Flood Insurance3.00Property/Casualty
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance10.00Property/Casualty



• Hawaii producers are required to take 24 hours of continuing education, including 3 hours of Ethics or Law, every 2-year license term.

• Multi-line producers are required to complete 10 hours in L&H and 11 hours in P&C with 3 hours of Law or Ethics every 2-year license term.

The renewal date is the last day of the licensee's birth month, every 2-years. Those with birthdays in even months renew in even years, those born in odd months renew in odd years. Producers cannot take a course more than once within a 2-year license term. Carryover of extra CE credits is not allowed.


1.) The Rules/Ethics requirement will first be satisfied by any Rules/Ethics credits.

A.) If there is an excess of Rules/Ethics credits (the Rules/Ethics requirement has been met), the excess will first go to the Life/Health requirement.

B.) If the Life/Health requirement has been met, then any leftover Rules/Ethics credits will go to the Property/Casualty requirement.

C.) If the producer has not taken any or enough Rules/Ethics courses, the remaining credit requirements may be fulfilled by Ethics/Life-Health first and then Ethics/Property-Casualty.

(NOTE: If the producer has satisfied the Rules/Ethics requirement using the Ethics/Life-Health or Ethics/Property-Casualty, the excess Ethics/Property-Casualty will go to Property/Casualty only and the excess Ethics/Life-Health will go to Life/Health only)

2.) The Life/Health requirement will first be satisfied by any Life/Health credits, then Rules/Ethics and last Ethics/Life-Health. (Ethics/Life-Health credits will not count towards the Property/Casualty requirement)

3.) The Property/Casualty requirement will first be satisfied by Property/Casualty credits, then Rules/Ethics, and last Ethics/Property-Casualty. (Ethics/Property-Casualty credits will not count towards the Life/Health requirement)

Courses are re-distributed according to priority each time a new course is added to the producer's education transcript.



Students must take approved courses in the line of authority in which they are licensed in. Multi-line producers are required to complete 10 hours in L&H and 11 hours in P&C with 3 hours of Law or Ethics.



• ANNUITY SUITABILITY TRAINING – Hawaii licensed producers must complete a state approved 4-hour Annuity Best Interest course before selling, soliciting or negotiating any annuity products.

• FLOOD INSURANCE TRAINING – Hawaii producers licensed in the property line of authority who will be soliciting National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.



• PROGRESSIVE – Licensees must progress through the curriculum by topic.

• CERTIFICATE EXAM – Licensees are required to pass the certificate exam with a 70% or better. Exams must be monitored by a disinterested third party who certifies that the licensee completed the exam without outside assistance. Coworkers are not suitable proctors.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.

• LICENSEE AND PROCTOR ATTESTATION – The licensee and proctor attestation must be completed following the certificate exam.



Your certificate of completion will be processed within two (2) business days and can be downloaded/printed from the "View Certificate(s)" link in the course launch portal. Completions are normally reported to the state within two (2) business days of the certificate having been issued.



A non-resident producer who meets of their home state’s CE requirements will satisfy Hawaii's continuing education requirements.



The following are exempt from Hawaii CE requirements:

• An individual holding only a limited license or who has been licensed for less than 2 years at the time of the licensees first renewal.

• Non-residents who are in good standing with their home state.


Once the CE requirement has been me producers can renew their license online at SIRCON.


Hawaii Department of Insurance


Phone: (808) 586-2790

Fax: (808) 586-2806

Email: [email protected]

Website: http://hawaii.gov/dcca/ins

Mailing Address:

Hawaii Department of Insurance
P.O. Box 3614 Honolulu, HI 96811

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.