KENTUCKY CE COURSES
The following courses are currently available for Kentucky:
|Course Name||Credit Hours||Line of Authority|
|Anti-Money Laundering - Ethical Decision Making for Insurance Producers||3.00||Ethics|
|Ethical Practices: Avoiding E&O Claims||3.00||Ethics|
|Ethics & Insurance: How to Sell Ethically & Comply with the Law||3.00||Ethics|
|Front Line Fraud Prevention||3.00||Ethics|
|NFIP Flood Insurance||3.00||Flood|
|Group Benefits & Worksite Insurance||4.00||Life/Health|
|Health Insurance Policies: Protecting Clients from Health-Related Loss||5.00||Life/Health|
|Indexed Product Training||4.00||Life/Health|
|Life Insurance Policy Types & Suitability||6.00||Life/Health|
|Medicare Supplement Insurance: Closing the Gap||4.00||Life/Health|
|Principles of Life and Health Insurance||12.00||Life/Health|
|Variable Life & Annuities: Understanding Investment Potential and Risks||5.00||Life/Health|
|Annuity Suitability Best Interest Standard Training||4.00||Life/Health/Annuity|
|Long Term Care Certification Training||8.00||LTC|
|LTC Certification Refresher||4.00||LTC|
|Businessowners Policy (BOP)||4.00||Property/Casualty|
|Commercial Lines: Property/Auto/Liability||4.00||Property/Casualty|
|Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks||7.00||Property/Casualty|
|Principles of Property and Casualty Insurance||13.00||Property and Casualty|
Producers and Adjusters in Kentucky are required to take 24 hours of CE, including 3 hours of ethics. Continuing Education must be completed during each continuing education biennium which begins on the first day of the month following the licensee’s birth month and ends on the last day of the licensee’s birth month two (2) years later. Up to 12 hours of CE credit can be carried over to the next license term, but will be credited as general hours only and do not meet ethics or authority line requirements.
Students must take at least 6 hours of credit for each line of authority in which they are currently licensed, 3 hours in ethics, and any remaining credits can be taken in any category to obtain their Continuing Education credits, but it is recommended that they take courses pertaining to their license type.
• LONG TERM CARE PARTNERSHIP TRAINING – Before a Producer can sell or solicit
Long Term Care Insurance, they must complete an initial 8 hours of
state-approved Kentucky Long Term Care Training. Producers must then complete a
4-hour ongoing training requirement every 2-year license term in order to stay
• FLOOD INSURANCE TRAINING – Kentucky licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.
• ANNUITY TRAINING – Before a Producer can sell or solicit annuity products in Kentucky, producers must complete a one-time annuity training course approved for at least 4 hours.
An agent who completes a Department approved annuity training course prior to January 1, 2022 must within six months after January 1, 2022 complete either a new four credit hour annuity training course or an additional one time one credit hour annuity training course.
An agent who completed a four hour credit course prior to January 1, 2022 may fulfill the best interest training requirement with the one credit course until 6/30/2022.
• CERTIFICATION EXAM – Students are required to pass the certification
exam with a 70% or better.
• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.
• STUDENT ATTESTATION – The student attestation must be completed following the certificate exam.
CERTIFICATES OF COMPLETION AND REPORTING
Students may print their certificate directly from the course after
completing the curriculum requirements. Completions are typically reported within two (2) business days of the certificate having been issued.
Nonresident producers are not required to take CE in Kentucky if they
have completed CE in their home state and remain in good standing.
LONG TERM CARE TRAINING: A nonresident may take any 8 hour NAIC approved course in any licensed state.
The following are exempt from Kentucky CE requirements:
• Producers who hold limited lines of authority
• Producers who have not been licensed for a full year by the CE compliance date
• Non-resident licensees who meet the requirements of their home states
• Producers who hold a license for the sole purposed of receiving renewals or deferred commissions and providing the office with support affidavit
• Non-resident adjusters who are licensed and in good standing in their home state. If the license terminates in their resident or designated home state their Kentucky nonresident license will terminate as well and must be surrendered immediately
Producers can renew licenses though their Kentucky Online Gateway (KOG) account.
STATE CONTACT INFORMATION
Kentucky Department of Insurance
Email: [email protected]
Mailing Address: Agent Licensing – Continuing Education
P.O. Box 517
Frankfort, KY 40602-0517
FILING A COMPLIANT WITH THE KENTUCKY COMMISSION ON PROPRIETARY EDUCATION
To file a complaint with the Kentucky Commission on Proprietary
Education, each person filing must submit a completed “Form to File a
Complaint” (PE-24) to the Kentucky Commission on Proprietary Education by mail
to Capital Plaza Tower, Room 302, 500 Mero Street, Frankfort, Kentucky 40601.
This form can be found on the website at www.kcpe.ky.gov.
STUDENT PROTECTION FUND
KRS 165A.450 requires each school licensed by the Kentucky Commission on Proprietary to contribute to a Student Protection Fund which will be used to pay off debt accrued due to the closing of a school, discontinuance of a program, loss of license, or loss of accreditation by a school or program. To file a claim against the Student Protection Fund, each person filing must submit a completed “Form for Claims Against the Student Protection Fund”. This form can be found on the website at www.kcpe.ky.gov.
The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.