South Carolina Insurance Continuing Education Courses and Requirements


The following courses are currently available for South Carolina:

Course NameCredit HoursLine of Authority
Anti Money-Laundering - Ethical Decision Making for Insurance Producers3.00Ethics
Ethical Practices: Avoiding E&O Claims3.00Ethics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Ethics
Front Line Fraud Prevention3.00Ethics
Indexed Product Training4.00LAH
Distribution Planning4.00Life/Health
Group Benefits & Worksite Insurance4.00Life/Health
Health Insurance Policies: Protecting Clients from Health-Related Loss5.00Life/Health
Life Insurance Policy Types & Suitability6.00Life/Health
Medicare Supplement Insurance: Closing the Gap4.00Life/Health
Principles of Life and Health Insurance12.00Life/Health
Retirement Planning4.00Life/Health
Variable Life & Annuities: Understanding Investment Potential and Risks5.00Life/Health
Annuity Suitability Certification Training4.00Life/Health/Annuity
NFIP Flood Insurance3.00PC
Businessowners Policy (BOP)4.00Property/Casualty
Commercial Lines: Property/Auto/Liability4.00Property/Casualty
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Property/Casualty
Principles of Property and Casualty Insurance13.00Property/Casualty



Producers in South Carolina are required to take 24 hours of CE, including 3 hours of ethics, every 2-year license term. The license term ends on the last day of the licensee’s birth month at 5 pm eastern time. Licensees who are born in an even year will renew on even years, those born in an odd year will renew on odd years. A maximum of 18 credit hours can be carried over into the next license term. Ethics credits will be carried over as general credit. A course may not be repeated within 2 calendar years of the initial completion date.

Reduced Compliance Requirements: For single line producers, 15 hours must be completed, 12 hours of which must be in the line of authority held and 3 hours Ethics. For multi line producers, 15 hours must be completed, with six hours being in the lines of authority of the producer.

A valid personal or business email address is required by law. Please visit Online Services at to update and manage this information.



A minimum of 8 hours must be taken in the line of authority that the producer is licensed  in.



• LONG TERM CARE PARTNERSHIP TRAINING - Before a Producer can sell or solicit Long Term Care Insurance, they must complete an initial 8 hours of Long Term Care Training. Producers must then complete a 4-hour ongoing training requirement every 24 months from the initial completion date of the 8-hour training in order to stay in compliance.

• FLOOD INSURANCE TRAINING – South Carolina licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

• ANNUITY TRAINING – All South Carolina Producers must take a one-time 4-hour annuity training course in order to solicit annuities in the state of South Carolina.



• PROGRESSIVE – Students must progress through the curriculum by topic.

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better. Exams must be monitored by a disinterested third party who certifies that the licensee completed the exam without outside assistance.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.

• STUDENT AND PROCTOR ATTESTATION – The student and proctor attestation must be completed following the certificate exam.



Your certificate of completion will be emailed to you within thirty (30) days. Completions are reported to state entities within thirty (30) days of the certificate having been issued. There is a $1.50 fee per credit hour to report completions to the state. This fee will be charged prior to accessing the certification exam.



Nonresident producers are not required to take CE in South Carolina if they have completed CE in their home state and remain in good standing. If the home state does not have a CE requirement, nonresident producers must comply with South Carolina’s CE requirement.

LONG TERM CARE TRAINING: A nonresident who has not taken a LTC Partnership training course in another state must take South Carolina’s LTC Partnership training course.



The following are exempt from South Carolina CE requirements:

• Nonresidents

• A Producer holding a limited license to sell only credit life, credit health insurance, bail bonds and travel accident and baggage insurance;

• Producers outside the United States or its territories;

• Producers who are resident attorneys licensed to practice law in the state;

• A licensee who is an employee of a trade association holding a limited license to sell only surety bonds to its association members;

• A licensee who is age 65 or older and has been licensed for at least 25 years. Individuals who qualify must apply for the exemption with the South Carolina Department of Insurance.



Producers must renew the license, obtain fingerprints, complete 24 hours of continuing education including the minimum 3 hours of Ethics, and pay the biennial record keeping fee to the Continuing Education Administrator by the deadline or the producer license will lapse.



South Carolina Department of Insurance Phone: (803) 737-6095 Fax: (803) 737-6205
Email: [email protected]

Mailing Address:
South Carolina Department of Insurance 1201 Main St., Suite 1000
Columbia, SC 29201
The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.

All licensed resident producers should first check the approved CE course list on Prometric's website ( or contact Prometric at
800-490-6551 before taking a CE course. Courses taken from an unapproved sponsor or instructor will be declined.

Licensed producers may check their CE status by calling Prometric or by checking their transcript at