Texas Insurance Continuing Education Courses and Requirements


The following courses are currently available for Texas:

Course NameCredit HoursCourse TypeLine of Authority
Ethical Practices: Avoiding E&O Claims3.00Self-StudyEthics
Ethics & Insurance: How to Sell Ethically & Comply with the Law3.00Self-StudyEthics
Anti Money-Laundering - Ethical Decision Making for Insurance Producers3.00Self-StudyEthics
Businessowners Policy (BOP)4.00Self-StudyGeneral
Commercial Lines: Property/Auto/Liability4.00Self-StudyGeneral
Distribution Planning4.00Self-StudyGeneral
Group Benefits & Worksite Insurance4.00Self-StudyGeneral
Indexed Product Training4.00Self-StudyGeneral
Medicare Supplement Insurance: Closing the Gap4.00Self-StudyGeneral
NFIP Flood Insurance3.00Self-StudyGeneral
Personal Lines: Protecting Your Client's Home, Auto, & Critical Risks7.00Self-StudyGeneral
TX Principles of Property and Casualty Insurance12.00Classroom EquivalentGeneral
Retirement Planning4.00Self-StudyGeneral
TX Principles of L&H Insurance12.00Classroom EquivalentGeneral



Agents, Managing General Agents, Adjusters and Public Adjusters, Life/Health Counselors in Texas must take 24 hours of continuing education each two (2) year renewal period, three (3) of the 24 hours being in ethics/consumer protection. The license renewal date is two (2) years from the initial license issue date. All CE must be completed before the expiration date of the license. A course may not be taken more than once in any 2-year license renewal period.

Producers MUST complete at least 50% (12 hours) of their required CE in certified classroom or classroom equivalent courses. Up to 12 hours of CE may be completed with self-study courses. All self-study credits completed in excess of this amount will not be applied to your continuing education transcript.


Texas producers can take CE courses in any line of authority. Three (3) of the 24 hours must be in ethics/consumer protection.



• LONG TERM CARE TRAINING – Before a Producer can sell or solicit Long Term Care Insurance they must complete an initial, state approved, 8-hour Long Term Care Training course. After completing the initial 8-hour Long Term Care Partnership Training Requirement, producers who continue to sell LTC Partnership insurance products must complete 4 hours of Long Term Care CE every license period thereafter.

• ANNUITY TRAINING – Any Texas producer who sells annuity must take a one-time course approved for at least 4 hours before selling or soliciting any annuity products. After completing the initial 4-hour Annuity Training Requirement, producers who continue to sell Annuity products must complete 8 hours of Annuity CE every license period thereafter.

• MEDICARE TRAINING - Any Texas producer who sells Medicare –related products must complete 4 hours of Medicare CE every license period.

• FLOOD INSURANCE TRAINING – Texas licensed producers who sell flood insurance are required to take a 3-hour one-time course approved for the National Flood Insurance Program (NFIP).


(TX Principles of Life and Health and TX Principles of Property and Casualty Only)

• PROGRESSIVE – Students must progress through the curriculum by topic.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 70%.

• STUDENT ATTESTATION – The student attestation must be completed the course in its entirety.



• PROGRESSIVE – Students must progress through the curriculum by topic.

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX requires that all Study by Topic quizzes be passed with at least a score of 1%.

• STUDENT ATTESTATION – The student attestation must be completed following the certificate exam.


Students may print their certificate directly from the course after completing the curriculum requirements. Completions are reported typically within two (2) business days of the certificate having been issued. There is a $0.88 fee per credit hour to report your completion. This fee will be charged prior to accessing the certification exam.



If you have satisfied the continuing education requirements of your home state, Texas will consider that as satisfaction of the continuing education requirements.



The following individuals are exempt from Texas CE requirements:

• Producers who on or after January 1, 2003, have been licensed under the Texas Insurance Code for 20 years continuously (no breaks greater than 90 days) they may request an exemption from completing CE hours using TDI Form LHL216, Application for Licensee Exemption or Extension form

• Funeral Prearrangement licensees

• Nonresident producers who have met the continuing education requirements of their home state.

• Producers may apply to the Texas Department of Insurance for CE exemption or extension due to illness, medical disability, or circumstances beyond their control. Unless the extension or exemption has been granted, producers are responsible for meeting CE requirements by their license expiration date.


Producers should receive a notice by mail about 85 days prior to license expiration. Producers may renew by returning the mailed renewal invoice with the appropriate fee, OR producers can renew their license online through the Texas Department of Insurance at: https://txapps.texas.gov/NASApp/tdi/TdiARManager

If a licensee does not complete the 24 hours of CE before their license expiration date, the licensee will have 90 days to complete the remaining number of hours and pay a fine of $50 per deficient hour. If these conditions are not met within 90 days of the license expiration, the license will be inactivated and the licensee will need to apply for a new license.



Texas Department of Insurance Phone: 512-676-6500

Web site: https://www.tdi.texas.gov/

Mailing Address:
P.O Box 149104 Austin, TX 78714 -9104

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.