Illinois Insurance Prelicensing Requirements

ILLINOIS INSURANCE PRELICENSING INFORMATION

Illinois requires potential agents take and complete a state approved prelicensing course before taking their licensing exam.

HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?

To earn your certificate of completion, you must:

  • Complete all Study by Topic reading chapters and Study by Topic quizzes. Study by Topic quizzes must be passed with a score of 70% or better.
  • Attend the required 7.5 hours per line classroom education portion of the course.
  • Complete and pass the simulated exam with a score of 70% or better.

DON'T FORGET YOUR GUARANTEE EXAM!

ExamFX is so confident in the quality of its material that we offer our customers a first-time pass guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Guarantee Exam with a score of 80% to determine maximum exam readiness. While completing this portion of your online course is not required, we highly recommend taking this extra step.

HOW DO I GET MY LICENSE?

Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course, ExamFX will review your completion to verify that you have attended the required classroom portion of the course and completed your simulated exam.

Step 2: Schedule your exam with your state’s testing provider, Pearson VUE. The fastest way to schedule your exam is to do so online. You can also schedule your exam over the phone at (800) 274-0402. Your exam fee is $103.

Step 3: Take and pass you state licensing exam. On the day of your appointment you must bring with you two valid forms of government issued identification (driver’s license, passport, military I.D., etc.) one of which must contain your name and photograph. You must also supply a copy of a signed Prelicense Course Certificate issued by ExamFX. You will not be able to take your exam if these requirements are not met.

Upon completion, you will receive a score report marked “pass” or “fail.” If you pass your score report will include information on applying for your license.

Step 4: Apply for your license. You must wait at least 5 days after passing the licensing exam before you may apply for your license. Once you have waited the necessary amount of time, apply online with NIPR.

Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.

WHAT WILL MY EXAM BE LIKE?

Your exam experience is dependent on the line of authority you are testing for. Carefully review the below examination breakdowns to learn important factors like:

 

  1. the number of questions on your exam
  2. the time limit
  3. the subjects that you will be tested on
  4. the score that you must achieve to pass the exam

 

ExamFX offers the following courses in Spanish: IL Life and IL Health.

Illinois Life-Only Agent Examination
99 Total Questions (81 scored, 18 pretest)
Time: 135 minutes
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy 15%
Types of Life Policies 15%
Life Policy Riders, Provisions, Options, and Exclusions 22%
Taxes, Retirement, and Other Insurance Concepts 10%
State Law
Illinois Statutes and Rules Common to All Lines 27%
Illinois Statutes and Rules Pertinent to Life Insurance Only 11%

Illinois Accident and Health Insurance Examination
107 Total Questions (89 scored, 18 pretest)
Time: 135 minutes
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Knowledge
Field Underwriting 10%
Types of Health Policies 16%
Policy Provisions, Clauses, and Riders 22%
Social Insurance 3%
Other Insurance Concepts5%
State Law
Illinois Statutes and Regulations Common to All Lines 25%
Illinois Statutes and Regulations Pertinent to A&H Insurance Only 16%
Illinois Statutes and Regulations Pertinent to Managed Care 3%

Illinois Property Insurance Examination
97 Total Questions (80 scored, 17 pretest)
Time: 135 minutes
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 17%
Policy Provisions and Contract Law 14%
Types of Policies 31%
State Law
Illinois Statutes and Regulations Common to All Lines of Insurance 28%
Illinois Statutes and Regulations Common to P&C Insurance 6%
Illinois Statutes and Regulations Pertinent to Property Insurance Only 4%

Illinois Casualty Insurance Examination
104 Questions (87 scored, 17 pretest)
Time: 135 minutes
Passing score: 70%

CHAPTERPERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts 17%
Policy Provisions 14%
Types of Policies, Bonds, and Related Terms 27%
State Law
Illinois Statutes and Regulations Common to All Lines of Insurance 26%
Illinois Statutes and Regulations Common to P&C Insurance 5%
Illinois Statutes and Regulations Pertinent to Casualty Insurance Only 11%

I FAILED MY EXAM. NOW WHAT?

We are sorry to hear that you have failed your first attempt at passing your state’s licensing exam. These licensing exams are difficult and some candidates must try again to reach their goal. We want to help you get there, so we recommend that you:

Step 1: Reschedule your exam after the 24 hour waiting period. You must re-register by following the initial registrations and scheduling steps.

Step 2: ExamFX’s subject matter experts are available by email at instructor.support@examfx.com to help you pass your licensing exam on your next attempt. Many testing providers will supply you with a score report or performance summary after your testing appointment. Use this report to let the ExamFX subject matter experts know what areas of the exam that you are struggling the most with.

Step 3: Study your materials. ExamFX materials are created by analyzing the exact testing outline supplied by your testing provider or Department of Insurance. This means that all the information that you need to pass your exam is within your course. Be confident that with more studying, you can pass your licensing exam and achieve your goals!

MORE QUESTIONS?

ExamFX recommends that you contact your Department of Insurance or testing center directly.

For licensing questions:
Illinois Department of Insurance
320 West Washington Street
Springfield, IL 62767
Phone: (217) 782-6366
Website: insurance.illinois.gov

For questions about the examination:
Pearson VUE/Illinois Insurance
5601 Green Valley Dr.
Bloomington, MN 55437
Phone: (800) 274-0402
Website: www.pearsonvue.com
Email: pearsonvuecustomerservice@pearson.com

The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.