Updated July 17, 2024
ExamFX Provider #15352
KENTUCKY INSURANCE PRELICENSING INFORMATION
Kentucky requires producer licensing candidates to take and complete a state-approved prelicensing course. You will also need to apply to your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.
| LINE OF AUTHORITY | REQUIRED HOURS OF STUDY | |
|---|---|---|
| Life | 20 hours | |
| Health | 20 hours | |
| Property | 20 hours | |
| Casualty | 20 hours | |
| Personal Lines | 20 hours | |
NOTE: Kentucky requires an insurance application, fees, pre-licensing certification, and criminal background report PRIOR to scheduling an exam. Click here for more information regarding license requirements.
HOW DO I COMPLETE MY EXAMFX PRELICENSING EDUCATION COURSE?
Kentucky requires 20 hours of prelicensing education for each line of authority.
To earn your certificate of completion:
- Read every chapter and take the end-of-chapter quiz
- Score 70% or better on each chapter quiz
- Complete and pass the Certificate Exam with a score of 70% or better
DON'T FORGET YOUR READINESS EXAM!
ExamFX is so confident in the quality of its material that we offer our customers a first-time Pass Guarantee. If you don’t pass the first time around, we will refund your money. To qualify for this offer, you must pass our Readiness Exam with a score of 80% to determine maximum exam readiness and take Licensing Exam within 3 calendar days. While completing this portion of your online course is not required, we highly recommend taking this extra step
For more details see https://www.examfx.com/resources/pass-guarantee.
HOW DO I GET MY LICENSE?
Step 1: Complete a prelicensing course that has been approved by the Department of Insurance. Once you have completed your course and passed your exam, ExamFX will issue a certificate of completion within 2 business days which you may download and print from your online ExamFX account. You must sign and date your certificate. Your PLE education will be reported to the state DOI electronically. Your certificate is valid for 1 year.
Step 2: Apply for your license. Kentucky resident applicants must use the online application service at NIPR. Additional licensing application guidance may be accessed on the NIPR website. Kentucky requires all applicants to apply for a Criminal Background Report.
Step 3: Schedule your exam with your state’s testing provider, the Kentucky Department of Insurance. Registration must be completed through your eServices account after the Department processes your application. There will be an examination fee. This fee does not include NIPR fees.
NOTE: Kentucky does not offer remote testing.
Step 4: Take and pass you state licensing exam. On the day of your appointment, you must bring with you one valid form of government issued identification (driver’s license, passport, military I.D., etc.) that must contain your name and photograph and your Certificate of Completion. You must also bring with you your certificate of completion. You will not be able to take your exam if these requirements are not met.
Step 5: Maintain your license by being aware of your continuing education requirements. Most insurance licenses must be maintained by completing a certain number of credit hours of continuing education each licensing period. ExamFX offers continuing education courses that will help you comply with your state’s requirements. Click here to view your state’s education rules and stay on top of your license.
WHAT WILL MY EXAM BE LIKE?
Your exam experience is dependent on the line of authority you are testing for. Review the exam summaries below. The exam content outlines can be found on the testing provider's website.
The breakdown of testing topics can be found here.
- The number of questions on your exam
- The time limit
- The score that you must achieve to pass the exam
Kentucky Life Insurance
50 Total Questions
Time Limit: 1 Hour
Passing score: 70%
Train for your test with our Kentucky Life exam prep course.
Kentucky Health Insurance
50 Total Questions
Time Limit: 1 Hour
Passing score: 70%
Train for your test with our Kentucky Health exam prep course.
Kentucky Property Insurance
50 Total Questions
Time Limit: 1 Hour
Passing score: 70%
Kentucky Casualty Insurance
50 Total Questions
Time Limit: 1 Hour
Passing score: 70%
Train for your test with our Kentucky Property and Casualty exam prep course.
Kentucky Personal Lines Insurance
50 Total Questions
Time Limit: 2 Hours
Passing score: 70%
Train for your test with our Kentucky Personal Lines exam prep course.
MORE QUESTIONS?
ExamFX recommends that you contact your Department of Insurance or testing center directly.
For licensing questions please contact:
Kentucky Department of Insurance P.O. Box 517
Frankfort, Kentucky 40602-0517
Telephone: (502) 564-6004
Email: [email protected]
The information displayed above is for informational purposes only. ExamFX is not responsible for the accuracy of the information on this page. All steps have been taken to make sure that the information relayed on this page is accurate; however, information is subject to change without notice. It is the responsibility of the producer to be compliant per their states requirements.
Register for your Kentucky insurance prelicensing exam prep here:
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